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Investor Cash Flow DSCR Loan

Use Rental Income to Qualify

By starting your application, you agree to the Terms of Use, SMS Texting, and Electronic Documents, .

Interested in An Investor Cash Flow Mortgage?

Contact us today to help guide you through the funding process.

Are you looking to secure financing for your investment property, but concerned about qualifying based on your income or job status? If so, a DSCR investor cash flow loan may be the perfect solution for you.

Use the property’s rental income to qualify for the loan. No personal income is needed. Never show your tax returns.

INVESTOR CASH FLOW DSCR FINANCING

How to calculate debt service coverage ratio?

Debt Service Coverage Ratio is calculated by dividing net operating income by your annual debt servicing obligations. We offer both ratio DSCR loans and no ratio DSCR loans.

Net Operating Income

Your Net Operating Income is revenue minus your cost of goods sold and your operating expenses. Operating expenses do not need to include taxes, interest payments, depreciation, and amortization.

Total Debt Service

Your Total Debt Service is a year worth of loan principal, loan interest, loan fees, and, if applicable, lease payments. This includes all of your current obligations and the loan you are applying for.

Featured Reviews

Competitive Rates on DSCR Loans

The Right Loan For You

Contact Us

Prime33
555 Anton Blvd #150
Costa Mesa CA 92626
Toll-free: (866) 749-4889

Chris Barton
Branch Manager

Licensing

State Licensing Information
Arizona License/Registration #: MB-1040760 Mortgage Broker License
California - DRE License/Registration #: 02195031 Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement
Colorado Mortgage Company Registration
Florida License/Registration #: MBR5647 Mortgage Broker License
Oregon License/Registration #: 2377857 Mortgage Lending License
Texas - SML Mortgage Company License

Disclaimer

Prime33 is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

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