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NO DOC MORTGAGE Cash-Out Refi or Purchase

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✔ No Income Verification Option

✔ Low Rates — Not a Hard Money Loan

✔ Loan Amounts up to $3M

✔ No Need for Tax Returns

✔ Widest Selection of Stated Income Loans      and Lenders

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Hassle-Free Home Loans. Cash-Out Home Equity or Purchase

Are you self-employed or a real estate investor struggling to qualify for a mortgage? Prime33 has got you covered! We understand the challenges you face, and that’s why we’re here to help you qualify for the best rate, term, and fees. With our “No-Doc” mortgages, we can secure the lowest rates when needed.

Plus, we offer a range of alternative mortgage options to keep your rates and fees even lower. Our dedicated loan officers will work closely with you to find the ideal loan that perfectly suits your unique situation.

Take the stress out of mortgage qualification with Prime33!

No Doc Mortgages offer a seamless solution without the need for income verification or proof of repayment capability. Whether you’re seeking a no income verification mortgage, a home loan sans tax returns, or a refinancing option without income documentation, a genuine No Doc loan is your answer. And the best part is, we can often assist you in qualifying with reduced rates and fees, making the process smoother and more affordable. Say goodbye to paperwork stress and explore the possibilities with No Doc Mortgages

Understanding No-Doc Loans: A path to Simplified Mortgage Loan Approval

Obtaining a mortgage is a crucial step towards homeownership, but the traditional process can be daunting and time-consuming, especially when it comes to providing extensive documentation of income and financial history. However, for certain borrowers, there exists a more straightforward alternative known as No-Doc Loans. In this article, we will explore No-Doc Loans in detail, including how they work, who they are suitable for, and the benefits they offer to borrowers seeking a more streamlined lending experience. 

How do No-Doc Loans Work?

The key feature of No-Doc Loans is the reduced documentation requirement. Borrowers are not obligated to provide detailed paperwork related to their income, employment, or financial assets. Instead, lenders rely on alternative methods to assess the borrower’s ability to repay the loan.

Typically, lenders offering No-Doc Loans may ask for the following information:

  1. Credit Score: A strong credit score is often a significant factor in qualifying for a No-Doc Loan. A higher credit score provides lenders with confidence in the borrower’s creditworthiness.

  2. Credit History: Lenders review the borrower’s credit history to gauge their past borrowing behavior, including payment history and outstanding debts.

  3. Property Appraisal: The value of the property being financed is considered to determine the loan-to-value ratio (LTV) and assess the risk associated with the mortgage.

How Do No Doc Loans work
Eligibility for No Doc Loans

Eligibility for no-Doc Loan

  1. No-Doc Loans are particularly beneficial for specific groups of borrowers, including:

  1. Self-Employed Individuals: Those who are self-employed may find it challenging to provide consistent and verifiable income documentation. No-Doc Loans cater to their needs by offering a viable option without extensive paperwork.

  2. Real Estate Investors: Investors with multiple properties may benefit from No-Doc Loans, as they can secure financing quickly and efficiently, allowing them to take advantage of lucrative investment opportunities.

No-Doc Loans present a valuable option for borrowers seeking a faster and less complicated mortgage approval process. By relying on credit scores, credit history, and property appraisals, No-Doc Loans cater to the needs of self-employed individuals, real estate investors, and others with unconventional income sources. However, it is essential for borrowers to carefully consider the interest rates and terms associated with No-Doc Loans, as they may vary compared to traditional mortgages. Consulting with mortgage professionals and conducting thorough research can help borrowers determine whether No-Doc Loans align with their financial goals and circumstances.

By pressing "Submit" you agree to the terms of use and privacy policy as well as receiving SMS, email, and phone communication. You agree that this consent applies even if your telephone number is currently on any state, federal, or corporate Do-Not-Call registry.

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Need Financing for your Investment Properties?

✔ No Income Verification Option

✔ Low Rates — Not a Hard Money Loan

✔ Loan Amounts up to $3M

✔ No Need for Tax Returns

✔ Widest Selection of Stated Income Loans and Lenders


Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. 


Prime33 is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

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